Theft of Customer Personal Data as a Cybercrime in the Banking Sector

Authors

  • Khofifah Department of Law, Universitas Muria Kudus, Kudus, 59327 Central Java, Indonesia

DOI:

https://doi.org/10.53797/icccmjssh.v3i2.6.2024

Keywords:

Cyber-crime, theft of customer personal data, law enforcement, banking sector

Abstract

One of the technological developments that can be felt by society today is the advancement of information technology in the banking sector. The development of banking technology makes it easier for customers to transact with each other. However, this rapid technological development can lead to cybercrimes in the banking sector, such as theft of customer personal data. Customer personal data is important and must be protected based on the principle of banking secrecy. Cybercrimes in the banking sector that are capable of being carried out for various banking activities are related to the security system when carrying out each activity. The theft of customer personal data has become a problem for society due to technological developments. The purpose of this research is to find out the law enforcement for the perpetrators of customer personal data theft and to find out the punishment given to the perpetrators of customer personal data theft. The method used in this research is the normative juridical method, namely research based on literature related to law enforcement for perpetrators of customer personal data theft. Law enforcement in this case must be carried out optimally so that people feel safe and protected from cybercrime. Criminal liability for perpetrators of customer personal data theft is carried out as a law enforcement of customer personal data theft. Law enforcement of personal data is carried out based on law number 11 of 2008 concerning information and electronic transactions (ITE) and law number 27 of 2022 concerning on personal data protection.

Downloads

Download data is not yet available.

References

Anugerah, F., & Tantimin, T. (2022). Pencurian Data Pribadi Di Internet Dalam Perspektif Kriminologi. Jurnal Komunikasi Hukum (JKH), 8(1), 419–435. https://doi.org/10.23887/jkh.v8i1.45434

Bahrudin, B., & Hidayatullah, H. (2021). PKPU Policy Number 20 of 2018 Concerning the Prohibition of Former Corruptors as Legislative Candidates in the 2019 General Election. KnE Social Sciences, 2021(20), 13–21. https://doi.org/10.18502/kss.v5i7.9315

Benuf, K. (2021). Hambatan Formal Penegakan Hukum Pidana Terhadap Kejahatan Pencurian Data Pribadi. Majalah Hukum Nasional, 51(2), 261-279. https://doi.org/10.33331/mhn.v51i2.148

Coteanu, C. (2020). Cyber law, Cyber Consumer Law and Unfair Trading Practices, Computer Law & Security Review, 23(1), 83. https://doi.org/10.1016/j.clsr.2006.10.006

Efendi, J., & Ibrahim, J. (2018). Metode Penelitian Hukum Normatif dan Empiris. Depok: Prenada Media.

Ekayani, L., & Djanggih, H. (2023). Perlindungan Hukum Nasabah Terhadap Kejahatan Pencurian Data Pribadi (Phising) Di Lingkungan Perbankan. Journal of Lex Philosophy (JLP), 4(1), 22-40. https://doi.org/10.52103/jlp.v4i1.1485

Farwansyah, A. (2022). Penegakan Hukum Tindak Pidana Pencurian Data Kartu Kredit (CARDING) Di Wilayah Hukum Kepolisian Daerah Riau (Doctoral dissertation, Universitas Islam Riau).

Hakim, L. (2018). Pertanggungjawaban Lembaga Perbankan terhadap Pencurian Data Nasabah. Dialogia Iuridica: Jurnal Hukum Bisnis dan Investasi, 10(1), 01-15. https://doi.org/10.28932/di.v10i1.918

Ilchenko, O., Chumak, V., Kuzmenko, S., Shelukhin, O., & Dobrovinskyi, A. (2019). Fishing as a cybercrime in the Internet banking system: economic and legal aspects. J. Legal Ethical & Regul. Isses, 22, 1.

Juanrico, A. S. ., Rinaldi, K., Atikah, I., & Mustafa, L. O. A. (2023). Hukum Cyber (Vol. 01). Penerbit Widina Media Utama.

Lacey, N., Soskice, D., & Hope, D. (2018). Understanding the determinants of penal policy: Crime, culture, and comparative political economy. Annual Review of Criminology, 1, 195-217. https://doi.org/10.1146/annurev-criminol-032317-091942

Luthiya, A. N., Irawan, B., & Yulia, R. (2021). Kebijakan Hukum Pidana Terhadap Pengaturan Pencurian Data Pribadi Sebagai Penyalahgunaan Teknologi Komunikasi Dan Informasi. Jurnal Hukum Pidana dan Kriminologi, 2(2), 14-29. https://doi.org/10.51370/jhpk.v2i2.43

Ningrum, D. P. S., & Robekha, J. (2023). Analisa Yuridis Dalam Kasus Kejahatan Siber Terhadap Internet Banking di Indonesia. PESHUM: Jurnal Pendidikan, Sosial Dan Humaniora, 2(4), 765-776. https://doi.org/10.56799/peshum.v2i4.2115

Ratulangi, C. H. (2021). Tindak Pidana Cyber Crime Dalam Kegiatan Perbankan. Lex Privatum, 9(5), 179–187. Scribbr. https://ejournal.unsrat.ac.id/index.php/lexprivatum/article/view/33510

Rumlus, M. H., & Hartadi, H. (2020). Kebijakan penanggulangan pencurian data pribadi dalam media elektronik. Jurnal Ham, 11(2), 285-299. http://dx.doi.org/10.30641/ham.2020.11.285-299

Sari, M. P., Mamang, D., & Zakky, M. (2021). Penegakkan Hukum terhadap Tindak Pidana Pencurian Data Pribadi melalui Internet Ditinjau dari Undang-Undang Nomor 19 Tahun 2016 tentang Perubahan Atas Undang-Undang Nomor 11 Tahun 2008 tentang ITE (Informasi dan Transaksi Elektronik). Jurnal Hukum Jurisdictie, 3(2), 1–12. https://doi.org/10.34005/jhj.v3i2.44

Sinaga, H. (2023). Legal and Ethical Implications in Data Theft Cases in the Digital Era. East Asian Journal of Multidisciplinary Research, 2(11), 4585–4604. https://doi.org/10.55927/eajmr.v2i11.6791

Stetsenko, S., Syniavska, O. Y., Shelukhin, M. L., Lukash, S., & Barash, Y. (2019). Financial and legal regulation of electronic money circulation in developed countries. J. Legal Ethical & Regul. Isses, 22, 1.

Sulisrudatin, N. (2014). Analisa Kasus Cybercrime Bidang Perbankan Berupa Modus Pencurian Data Kartu Kredit. Jurnal Ilmiah Hukum Dirgantara, 9(1), 26–39. https://doi.org/10.35968/jh.v9i1.296

Tan, D. (2021). Metode Penelitian Hukum: Mengupas dan Mengulas Metodologi Dalam Menyelenggarakan Penelitian Hukum. NUSANTARA: Jurnal Ilmu Pengetahuan Sosial, 8(8), 2463–2478. Scribbr. http://jurnal.um-tapsel.ac.id/index.php/nusantara/article/view/5601

Umanailo, M., Fachruddin, I., Mayasari, D., Kurniawan, R., Agustin, D. N., Ganefwati, R., ... & Hallatu, T. G. R. (2019). Cybercrime case as impact development of communication technology that troubling society. International Journal of Scientific & Technology Research, 8(9), 1224-1228. Scribbr. http://repository.iainkediri.ac.id/id/eprint/630

Wibowo, S. A., Syahrin, A., & Mulyadi, M. (2021). Pertanggungjawaban Pidana Bagi Pelaku Tindak Pidana Pencurian Data Nasabah Perbankan Dengan Metode Skimming Di Tinjau Menurut Undang-Undang Informasi Dan Transaksi Elektronik. Iuris Studia: Jurnal Kajian Hukum, 2, 138–143. https://doi.org/10.55357/is.v2i2.100

Widayanti, P. W. (2022). Tindak Pidana Pencurian Data Nasabah Dalam Bidang Perbankan Sebagai Cyber Crime. Legacy: Jurnal Hukum Dan Perundang-Undangan, 2(2), 1-21.

Xiong, W., Fu, H., & Wang, Y. (2017). Money creation and circulation in a credit economy. Physica A: Statistical Mechanics and its Applications, 465, 425-437. https://doi.org/10.1016/j.physa.2016.08.023

Yudistira, M., & Ramadani, R. (2023). Tinjauan Yuridis Terhadap Efektivitas Penanganan Kejahatan Siber Terkait Pencurian Data Pribadi Menurut Undang-Undang No. 27 Tahun 2022 oleh KOMINFO. UNES Law Review, 5(4), 3917-3929. https://doi.org/10.31933/unesrev.v5i4.698

Yusuf, M. (2022). Penegakan Hukum Bagi Pelaku Tindak Pidana Pencurian Data Nasabah Perbankan Menurut Undang–Undang Informasi dan Transaksi Elektronik. National Journal of Law, 6(1), 804-818. https://doi.org/10.47313/njl.v6i1.1682

Downloads

Published

2024-03-05

How to Cite

Khofifah. (2024). Theft of Customer Personal Data as a Cybercrime in the Banking Sector . ICCCM Journal of Social Sciences and Humanities, 3(2), 26–32. https://doi.org/10.53797/icccmjssh.v3i2.6.2024

Issue

Section

Articles